Practical notes on business finance, personal wealth, and the realities of running a practice.
April 13, 2026
What does a fractional CFO actually do month to month? Here's a transparent look at what the engagement looks like from day one through an ongoing retainer.
April 6, 2026
The cost of not having a CFO isn't on your P&L. It's in the decisions you make without data, the cash flow surprises, and the strategies you never considered.
March 30, 2026
A bookkeeper tells you what happened. A CPA tells you what you owe. A CFO tells you what to do next. Most businesses have the first two and think they're covered.
March 23, 2026
Most financial advisors are compensated by assets under management. They make more money when your money is with them. Here's what that means for the advice you're getting.
March 21, 2026
Professional services firms face unique financial challenges including long receivables, project-based revenue, and utilization tracking. A fractional CFO solves these without the cost of a full-time hire.
March 16, 2026
Here's the exact checklist a CFO would use to assess your business finances. Eight questions that reveal whether you have financial visibility or financial blind spots.
March 7, 2026
Law firms can bill millions and still have cash flow problems. Here are the 5 most common cash flow mistakes and how a fractional CFO can fix them.
February 21, 2026
Most consulting firms track revenue but not profitability. Here are the KPIs that actually determine whether your firm is building wealth or just staying busy.
February 7, 2026
Your bookkeeper records what happened. But as your agency grows, you need someone who can forecast what is coming and help you make better financial decisions.
January 24, 2026
E-commerce businesses face unique financial challenges including inventory cash flow, ad spend timing, and thin margins. Here is what a fractional CFO actually does to fix them.
January 10, 2026
Most Shopify sellers track revenue and ad spend. But the metrics that actually determine profitability are the ones most sellers ignore.
December 6, 2025
Construction and trades businesses are uniquely vulnerable to cash flow problems. Here are the financial red flags that signal trouble before it is too late.
November 8, 2025
Understanding market cycles remains critical, now more than ever. While 2025 may be breaking the rules, the cycle framework still provides context for what's happening and why.
November 1, 2025
The Bible contains more references to money than any other topic, yet most people believe scripture discourages wealth creation. Here are the key principles that challenge conventional religious assumptions about prosperity.
October 10, 2025
While physical money printing directly increases supply and causes immediate hyperinflation, the US system works fundamentally differently through debt-based creation.