What does a fractional CFO do?

A fractional CFO provides senior-level financial oversight to a business on a part-time basis. This includes reviewing your P&L and cash flow, analyzing overhead and margins, building a budget framework, tracking KPIs, and creating a 90-day action plan. At Georgy Financial, every engagement is led directly by Ramy Georgy, with no junior staff and no handoffs.

What financial metrics should a business track?

Every business is different, but most benefit from tracking gross and net margin, cash conversion cycle, overhead ratio, revenue concentration, customer acquisition cost, and cash runway. A fractional CFO sets up these KPIs, monitors them monthly, and interprets what they mean for your decisions.

What is personal financial planning?

Personal financial planning is the process of building a clear, actionable roadmap for your money: budgeting, paying down debt, saving for goals, planning for retirement, and tracking your net worth over time. Georgy Financial builds a plan tailored to your income, obligations, and goals, with no product sales and no commissions.

Do you provide bookkeeping?

Yes. Georgy Financial offers monthly bookkeeping on a retainer basis: transaction categorization, bank and credit card reconciliation, chart of accounts management, and monthly financial statements. Bookkeeping pairs well with the fractional CFO service so the numbers feeding strategy are accurate and current.

Do you provide tax filing or investment product advice?

No. Georgy Financial does not prepare or file tax returns, does not sell or recommend specific investment products, and does not provide legal advice. We focus on financial strategy, planning, and bookkeeping. We are glad to coordinate with your CPA or other advisors.

Can you help with both my business finances and my personal finances?

Yes. Many business owners are also the household's primary earner. Georgy Financial offers Fractional CFO and Bookkeeping for the business and personal Financial Planning for the owner. These are distinct engagements that can run simultaneously. Most clients find that addressing both together produces the best outcomes.

Is the pricing transparent?

Yes. Georgy Financial uses fixed pricing for all services. No hourly billing, no percentage-based fees, and no hidden costs. You receive a written proposal with a defined scope, clear deliverables, and fixed pricing before any engagement begins. Book a free discovery call to receive a tailored proposal.

How do I get started?

Book a free 20-minute discovery call. After the call, you receive a written proposal with a defined scope and fixed pricing. Onboarding takes less than one week. Most clients have financial clarity within the first 30 days.

Fractional CFO &
Financial Planning.

Financial strategy for
businesses and professionals.

CMA·7+ Years·Nationwide

Specialized focus: medical practices & healthcare professionals

See Services

Strategic Guidance · Clear Scope
· No Full-Time Hire Required.

Businesses

Cash flow is unpredictable and you don't know exactly why.
You have no clear visibility into margins, overhead, or KPIs.
You're growing the business without a financial roadmap.

Professionals

You're earning well but not building wealth deliberately.
Debt, savings, and goals need a plan, not guesswork.
You don't know if your retirement trajectory makes sense.

For Businesses

Fractional CFO

Cash flow forecasting, KPI development,
overhead analysis, budget framework,
and a 90-day action plan.

Retainer available

For Businesses

Bookkeeping

Monthly categorization, reconciliation,
chart of accounts, and financial statements.

Retainer only

For Professionals

Financial Planning

Budget, debt strategy, retirement framework,
and a plan tailored to your goals.

Retainer available

Discovery Call

A free 20-minute conversation
to understand your situation
and your goals.

Tailored Proposal

You receive a clear scope of work
with defined deliverables.

Financial Clarity

Financial clarity and better decisions
within the first 30 days.

Fractional CFO & Financial Planning.